Author: Kat
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Rising Oil Prices from Middle East Conflict: No Impact on Malaysians👉 Don’t Get Fooled
Read time ⏲ Following the latest escalation of conflict in the Middle East in late Feb, oil prices have started rising. “Resilience” is now the most trending word among experts, as analysts attempt to understand the potential economic impact of the conflict. Malaysia is a net energy exporter, meaning we sell more oil than buying…
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Personal Finance – Step 2 – Know how much you earn and spend each month
Read time ⏲ Now that you know what your net worth is, and how much money you want to have in the future… The next step is simple: If we don’t track our money, we won’t know where it goes. And if we don’t save, we can’t invest.And if we don’t invest, our money won’t…
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Personal Finance – How to Calculate Your Net Worth (Step 1 Most People Skip Before Investing)
Read time ⏲ “Am I ready to start investing?”“Do I have enough savings?”Questions I get a lot from my friends. My first response is always:“Do you know how much money you have now? What is your net worth? How much money do you want to have?” Before investing, you must know two things: where you…
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Japan’s Investing Culture vs Malaysia’s
Read time Back In Japan,whenever I talked to my Japanese friends about the stock market, their reaction was usually: “I’m not sure… it’s too complicated for me.” The conversation would quickly end. But in Malaysia, once I started the conversation, the opposite happens —everyone suddenly has something to say. People start sharing opinions, strategies, hot…
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Japan vs Malaysia: Cost of Living Breakdown (Tokyo Edition)
Read time ⏲ ” Rent in Tokyo not expensive meh? The room is very small, right? “ ” Food in Malaysia is so cheap~! ” — things my friends in Japan and Malaysia often say. So… is Japan really that expensive, and is Malaysia really that cheap? In this article, I will breakdown my personal…
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What Are Passive Funds? A Beginner’s Guide for Malaysian Investors
Read time ⏲ When you walk up to a bank counter in Malaysia to run some simple errands, at times, the banker will start promoting their mutual funds. They will usually ask about your risk tolerance, investment experience, etc. However, what they often do not explain is how those funds are structured—whether they are active…
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Moving from Japan to Malaysia: Managing Japanese Broker Accounts and Yen-Based Investments
For those who are leaving Japan and returning to Malaysia, one practical issue you’ll face is what to do with your Japanese brokerage account. Recently, I quit my job in Japan and returned to Malaysia for good and now I am sharing how I have dealt with my investment assets in Japan. Most Japanese brokers…