Tag: investing
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How to Check Whether a Housing Project Is Progressing or Has Been Abandoned in Malaysia
Buying an under-construction property comes with certain risks. Unlike a completed property, you are putting your money into something that does not physically exist yet. One of the biggest risks is that the developer may run into financial difficulties, leaving the project delayed or, in the worst-case scenario, abandoned. I have come across friends and…
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How to Buy Japanese Stocks in Malaysia Using IBKR
After exploring stock markets around the world, I still find Japanese stocks particularly appealing. Many Japanese companies have strong balance sheets, relatively low P/E ratios, and diversified revenue sources across different countries and regions. Another advantage for me is familiarity. Having lived in Japan for several years and being able to speak Japanese, I find…
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I Quit Big Bank to Become a Real Estate Agent in Malaysia: Why I Left Banking
I have made the decision to quit my corporate banking job and switch to real estate. This was one of the hardest decisions I have made throughout my career — even harder than deciding to leave Morgan Stanley in Tokyo and return to Malaysia. Changing careers and moving into a completely different industry takes a…
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Public Bank Credit Card: How to Set up Auto Debit Payment?
3. Select the card you want to pay. 4. Fill in the pay amount and payment date. 5. Select frequency of your choice. I would suggest monthly, if you card payment is due every month. 6. Insert No. of Occurences – how many times do you want the recurring transactions to…
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Case Studies of Actual Property: Banyan Tree Signatures
The author is exploring an investment property aimed at cash flow, specifically Banyan Tree Residences in Kuala Lumpur. The property, appealing due to its location and amenities, shows promising monthly cash flow of RM1,148. However, the high price of RM1.5 million exceeds the budget, leading to continued property searches.
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Case Studies of Actual Property: Enlace Suites @ Pantai Sentral Park
The author is searching for an investment property and recently viewed Enlace @ Pantai Sentral Park, a pre-built development completing in September 2029. Despite its appealing features, the property presents significant negative cash flow, limited capital appreciation potential, and concerns about future density and project timelines, leading to its rejection as an investment.
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Case Studies of Actual Property: Park Green @ Pavilion Bukit Jalil
The author is seeking an investment property, focusing on cash flow. They evaluated Park Green @ Pavilion Bukit Jalil, a pre-built residential project. Despite its strategic location and amenities, the analysis revealed negative cash flow and limited capital gain potential, leading to the conclusion that it is not a viable investment option.
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Case Studies of Actual Property: COVO at 16 Sierra @ Puchong South
The author is searching for an investment property focused on cash flow. They analyzed COVO at 16 Sierra, currently under construction, but concluded it’s not a viable investment due to negative cash flow of RM656 monthly, despite potential capital appreciation. The search for a suitable property continues.
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Case Studies of Actual Property: Pavilion Square
The author discusses their property investment exploration, focusing on Pavilion Square, an upcoming development set to complete in 2029. Despite its prime location and potential for capital appreciation, the property exceeds their budget, resulting in negative cash flow. The project is deemed unsuitable for their investment strategy, which prioritizes cash flow over appreciation.
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Case Studies of Actual Property: Parkside Residences | Setia Federal Hill
The author shares insights from their property investment journey, specifically regarding Parkside Residences. Despite a promising location and backing from reputable developers, the property fails to meet cash flow criteria, showing negative monthly cash flow and high capital appreciation risks. Currently, the author decides to pass on this investment opportunity.