Tag: money
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He Took Big Risks and Got Rich — Should I Do the Same?
Read time Last month, a Malaysian friend of mine working in Japan told me that he met his high school friend, Jay, who was visiting for a holiday. He was surprised to learn that Jay has already started several companies, a full time crypto trader and achieved financial freedom. Jay owns an apartment in KL…
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What Happens If You Miss a Credit Card Payment in Malaysia? (Real Story)
Read time ⏲ Missing a credit card payment is awfully painful. After a few months I returned to Malaysia and started a new job. Around the same time, my dad had a emergency health issue and had to be admitted to the hospital. I was overwhelmed. I was still adjusting to a new work environment,…
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Personal Finance – Step 2 – Know how much you earn and spend each month
Read time ⏲ Now that you know what your net worth is, and how much money you want to have in the future… The next step is simple: If we don’t track our money, we won’t know where it goes. And if we don’t save, we can’t invest.And if we don’t invest, our money won’t…
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Japan’s Investing Culture vs Malaysia’s
Read time Back In Japan,whenever I talked to my Japanese friends about the stock market, their reaction was usually: “I’m not sure… it’s too complicated for me.” The conversation would quickly end. But in Malaysia, once I started the conversation, the opposite happens —everyone suddenly has something to say. People start sharing opinions, strategies, hot…