Tag: personal-finance
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Personal Finance – Step 2 – Know how much you earn and spend each month
Read time ⏲ Now that you know what your net worth is, and how much money you want to have in the future… The next step is simple: If we don’t track our money, we won’t know where it goes. And if we don’t save, we can’t invest.And if we don’t invest, our money won’t…
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Japan’s Investing Culture vs Malaysia’s
Read time Back In Japan,whenever I talked to my Japanese friends about the stock market, their reaction was usually: “I’m not sure… it’s too complicated for me.” The conversation would quickly end. But in Malaysia, once I started the conversation, the opposite happens —everyone suddenly has something to say. People start sharing opinions, strategies, hot…
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What Are Passive Funds? A Beginner’s Guide for Malaysian Investors
Read time ⏲ When you walk up to a bank counter in Malaysia to run some simple errands, at times, the banker will start promoting their mutual funds. They will usually ask about your risk tolerance, investment experience, etc. However, what they often do not explain is how those funds are structured—whether they are active…
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